We listened to Black & Latinx women. Here’s what we learned.

“These working moms are doing everything right but it’s not enough. The economic precarity these families are experiencing is the result of deliberately insufficient economic policies that have not penetrated far enough into these communities.” — Delia Coleman, Deputy Director

“While white men, as well as higher-earning white women, are returning to some form of normalcy, low-to-middle income Black and Latinx breadwinners have been set years behind in their careers and financial goals.” — Noreen Farrell, Executive Director

Here’s what we learned.

On Work and Opportunity

“You have to pick which quality of life you want, but you just can’t have a quality life overall.” — Angela, Atlanta

  • 86% of survey respondents experienced one or more of the following because of the pandemic: layoff, furlough, decrease in hours or wages.
  • 92% delayed a career change/advancement or obtaining healthcare due to changes in economic circumstances.
  • More findings

On Childcare

  • 87% of those with childcare responsibilities said childcare disruptions led to disruptions at work.
  • 84% expect childcare responsibilities will delay plans that could improve their financial security.
  • More findings

On Debt

  • 85% of respondents took on additional debt since the pandemic began.
  • 84% agreed debt burden is a significant source of stress in their life.
  • More findings

On Generational Wealth

  • 50% say their income is barely enough to make it.
  • 57% do not feel confident they will be able to pay off their debt with current or future income.
  • More findings

On Quality of Work

  • 83% said their current or most recent work experience came with: inadequate pay and benefits, unreliable hours and poor working conditions.
  • 77% experienced one or more of the following forms of discrimination at work: racial, gender, parenting and immigration status.
  • More findings

Policy Recommendations

  1. Pass The Childcare For Working Families Act.
  2. Raise the minimum wage & eliminate the subminimum wage.
  3. Reinstate and make permanent the expanded Child Tax Credit.
  4. Forgive student loan debt. Black women hold an outsized share of student loan debt. Without that debt, they could emerge from difficult economic times in a much stronger financial position.
  5. Create targeted opportunities in the trades for Black and Latinx women workers. Black and Latinx women do not find current trades opportunities accessible. Community-level partners from their demographics need to be part of the outreach and strategy.
  6. Reinstate rent forgiveness and mortgage moratoriums. The economic precarity because of rising rent and pressures to carry a mortgage through job losses threatens the stability of Black & Latinx families.
  7. Increase investments in Universal Pre-K and Childcare initiatives in predominantly Black and Latinx neighborhoods.
  8. Create a direct asset-building strategy for Black and Latinx families whose capacity to build generational wealth has been deliberately stunted by over a century of racist U.S. economic policy.
  9. Pass the Paycheck Fairness Act. This would begin to close the racial and gender wage gap as well as incentivize states to improve their pay equity policies, directly benefiting Black and Latinx family breadwinners.
  10. Pass the John R. Lewis Voting Rights Advancement Act, which is vital to protecting the franchise, generally, and the interests of Black & Latinx communities, particularly.
  11. Make it easier for workers to unionize, and support legislation that seeks to end racial and gender based occupational segregation.



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Equal Rights Advocates

Equal Rights Advocates

We are civil rights champions, fighting since 1974 to expand and protect the opportunities of all women and girls.